A week ago, there were 2 people came into my finance class introducing themselves as book writer of “PENSIUN GAUL”. What makes me bought their book was about their presentation on restructuring your expense as soon as possible. They said that we need to look after the future of ourselves in age of 58 onwards. Healthcare insurance and cash are very important to have on those ages. Some people also need the money to keep their busy life by traveling, running their own business, or maybe raising their grandchildren.
Expense should be managed from the earliest stage of our life. Some people may have experience that increasing income may also increasing their expense. Their lifestyle may also get higher as their income increased. Once this lifestyle be entertained, we often forget about where the money goes at the end of the day. The worst case will also made our monthly salary to pay credit card bills. Does this happens to you?
We should think about this, really!
According to study released today, about 48% of employed U.S. college grads hold jobs that the U.S. Bureau of Labor Statistics says require less than a 4-year degree. Of that total 11% of employed college graduates work in occupations that require more than a high-school diploma and 37% work at jobs that require no more than a high-school education.
Whereas in 1970 just 1% of taxi drivers and 2% of firefighters held 4-year degrees, more than 15% of those employed in both jobs now hold college degrees.
Not all colleges are created equal either. Graduates of elite private schools make more than do graduates of flagship state universities, who, in turn, earn more than graduates…
View original post 117 more words
This what makes studying so much important, the use of experience and knowledge based combined altogether defining the skills valued by the user in increasing your highest bid in salary.
The value of an advanced business degree is eroding — at least as measured by the rate of pay increases for recipients, according to new research by the Financial Times. Bottom line is that graduates of the top US programs in the mid 1990s tripled their salaries in five years on average, but grads from the same schools saw half that increase in 2008 and 2009.
That can’t feel good — though I’d wager those salaries are still pretty robust to begin with. But there is growing skepticism about whether a masters degree in business administration pays off the way it once did. This decline in pay hikes comes at a time when students pay 7 percent more per year for their degrees. In 2012, the fees for MBA programs were up 44 percent in real terms compared to 2005.
Whether an MBA is worth the effort and expense…
View original post 169 more words
The WordPress.com stats helper monkeys prepared a 2012 annual report for this blog.
Here’s an excerpt:
4,329 films were submitted to the 2012 Cannes Film Festival. This blog had 36,000 views in 2012. If each view were a film, this blog would power 8 Film Festivals
If there were any doubts about Samsung maintaining its world’s-top-phone-manufacturer status for the short to medium-term future, they should be dispelled as of now. The Korean company’s results for the fourth quarter of 2012 show profits up a whopping 76 percent since Q4 2011, reaching 7.04 trillion won ($6.55 billion).
Much of that is down to Samsung’s two Android flagships, the Galaxy S III and Note II. Samsung’s Mobile Communications division brought in revenues of 27.23 trillion won ($25.35 billion) during the quarter, which represents just under half of the overall company’s revenues in that period – remember that Samsung also makes everything from semiconductors to refrigerators.
“Samsung led gains with its full lineup of entry- to mid-level smartphones, expanded sales of tablet PCs and an increase in average selling price (ASP) from the previous quarter,” the firm said in its results statement. “The success was mainly…
View original post 480 more words